Cost of In-Home Senior Care

We’re Always There accepts private pay, VA Community Care, and Long-term Care Insurance.

We offer a couple’s care rate at time and one-half the regular rate. Some stipulations apply.

Our primary function is custodial care. In most cases custodial care is only covered under a long-term care insurance policy. We recommend that the client contact his/her insurance company for eligibility and information.

We’re Specialists in Long-Term Care Insurance

With more than 30 years of experience and knowledge in the field, our team of LTC insurance experts are well-versed with the required paperwork, activities of daily living (ADL) needs and documentation necessary to expedite your claim. We accept all LTC insurances, whichever insurance carrier you may have.

Payment Through Long-Term Care Insurance

We accept all LTC insurances, including those from the following carriers and programs

  • Allianz Life Insurance Company of North America

  • American Pioneer Life Insurance Company

  • American Progressive Life and Health Insurance Company

  • Bankers Life Insurance Company

  • Brighthouse Financial

  • CNA Group Long Term Care - Continental Casualty Company

  • Constitution Life

  • CUNA Mutual Group

  • Federal Long Term Care Insurance Program (FLTCIP)

  • Genworth Financial

  • John Hancock Life Insurance

  • LifeSecure

  • Long Term Care Partners

  • MassMutual

  • UltraCare

  • SignatureCare

  • Partnership

  • MedAmerica

  • MetLife

  • Mutual of Omaha - Long-Term Care Insurance

  • New York Life

  • Northwestern Long Term Care Insurance Company

  • Penn Life/Penn Treaty

  • Prudential

  • Pyramid

  • Standard Life

  • State Farm

  • Transamerica Life Insurance Company

  • Union Bankers

  • Union Labor

  • Universal American

  • Unum Insurance